Not all travel insurance is the same. This is an area where the fine print really matters. Like most things in life, you get what you pay for.


Most all-inclusive resorts and vacation packages are PRE-PAID and NON-REFUNDABLE.

As much as we try, there are some things we cannot plan for.

Travel insurance is rarely for the things we can predict – its for the unexpected.

Why do i need travel insurance?

travel insurance

By clicking on the button above, you will leave this site and be re-directed to our insurance partner, Travel Insured.

In most cases, we partner with Travel Insured Insurance. The most purchased Travel Insured travel insurance policy is the Worldwide Trip Protector with the optional benefit to include Cancel For Any Reason coverage to receive up to a 75% refund.

Cheap travel insurance can be like a cheap parachute… it may mean less coverage and fewer resources when things go awry.

Please read policy details carefully before purchasing.  If you have questions, I'm always available to help!

If you have a pre-existing health condition, are pregnant, planning to become pregnant, special policies are available for your needs.  Please make sure to contact Megan for details.


The Worldwide Trip Protector with Cancel For Any Reason gives you the extra flexibility of knowing you can cancel your trip for almost any unforeseen reason that the Worldwide Trip Protector plan does not already cover at 100% and receive 75% of your non-refundable trip cost back. It includes benefits like trip cancellation protection, primary emergency medical benefits, 24-hour travel assistance, and more. This plan also has smart benefits that can proactively pay your clients and simplify the claims process with no receipts required.

Please note: This plan must be purchased within 21 days of your initial trip deposit and must cover the full non-refundable trip cost ($10,000 maximum). You could also be eligible for pre-existing condition exclusion waiver if all requirements are met (please refer to plan documents for details).

The Worldwide Trip Protector plan coverage is a traditional travel insurance policy where you need to show documentation for a claim. This means that if you file a claim for a covered reason, you must provide documentation to support your claim

The Worldwide Trip Protector plan can prepare you for the unexpected with generous levels of protection for domestic and international travel. It’s the ideal travel companion with features like trip cancellation protection, emergency medical benefits, 24-hour live assistance, and available benefit enhancements that can tailor the plan to fit specific needs. Plus, kids 17 and under are covered for free when traveling with a parent or grandparent. Under certain conditions, covered reasons for some benefits of this plan include epidemic or pandemic-related illness, individually-ordered quarantine, and denied boarding.

Please note: If you have a pre-existing medical condition, your plan excludes losses due to that condition unless you qualify for a waiver under the terms of your plan. See Plan and Pricing Details for more information.

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A blueprint for planning your wedding in Mexico or the Caribbean

Destination wedding guide